MoneyPeace Philosophy

Learn Something New Every Day....Welcome 2018!!!

“Learn something new every day.” That was heard around our dinner table by anyone who cared to join us for dinner. Some families talked politics, some sports, or world problems. My Dad was a big believer in learning something new every day. Over dinner, he was sure to ask us what we learned. This was not just book learning or school. He was looking for life learning.   As a graduate of the school of Hard Knocks, he realized life skills for what they were: Invaluable. 

Learning something new often means experimenting and being willing to put yourself out there in a different way. Trying something new does not come easily to any of us. Sure, some of us more than others. But all of us had the knack for trying and failing and trying and succeeding as children. I heard last week that as children we are more willing to try things until about age five, at which time we attend school and are taught about the right way to draw a tree or the true colors of the tree. Before we met a rating system, we learned to walk by trying and failing. And trying and failing. Receiving encouragement, trying again. And then, maybe a step or two before we dropped. Only to get up and try again. No judgment, no ratings. We walked eventually.

As I enter the year, I am going back to learning something new every day, but this time not in answer to my Dad’s questions. He has been gone nine years and I sorely miss his wisdom. I'm not going back to this practice because “conventional” spiritual growth says trying the new is good for personal growth. I am going to learn something new every day because--here it is--It Feels Good! I want to feel good, even when I fail and need to try again.

What inspired this blog post and new attitude?  Simple. A freezing cold weekend in Vermont with low motivation for outside activity. I unwrapped an oil paint kit tucked away in the house.  I have never used oil paints before in my life. I have painted once in my life. And I could not even tell you how long I have had the kit. This is not about my memory failing me but since I had to dust the kit off, I only know it has been years.

I sat on Saturday, December 30th, and thought about what to paint. The thing on my mind was 2018. I sketched lightly as suggested by the guidebook accompanying my paints – I did not know that most visual artists sketch first. Then, I started painting. Fun colors. Designs that appealed to me. I mixed some paints together and made new colors. “This was fun," I thought with a smile on my face.

As I moved on, covering more and more of the surface, I wanted to do another layer of paint and merge some colors on the small canvas. Every time I tried, something blurry and unlike what I wanted appeared. So I stopped. I did not YouTube my question, I did not Google it. I went back to that guidebook – yes, someone is still reading books. The thin paperback book explained I would have to wait to do my next step until the paint was dry to the touch. I figured an hour or two. However, further research revealed that I was going to have to wait 16-24 hours for the oil paint to dry. Hmm! I wanted to be finished. 

Instead, I had to clean up. I knew how to clean brushes but admit to texting a friend on how to clean the artist’s palette. My artwork finished for the day, I had time for reflection. Writing is my typical creative endeavor. Breaking out something new felt freeing and fun. What I did not anticipate is that on December 31st, I still would not be finished with my painting project. After a bit of time with the paints, I realized I needed to add the lightness of yellow to my piece. But again, I had to let the current piece dry. Perhaps I am more patient than I thought. Or, I am learning patience in a creative way.

After the final touches on January 1st, I realized something about myself and my own creative work. I always want to power through my writing and get to the finished product. Something worthy of the reader's attention. So I write, I edit, I review and have someone else read a piece through before I commit to the completed piece. What if instead, I let the “paint dry” on my writing? I did not have to commit to hours and hours each day. Rather, I could work when something comes together in my writing and then let the writing sit for a day or two--knowing I will come back to it with fresh eyes and be ready to put the finishing touches on it. 

Yes, I am on to something. I tried something new. A real creative reach for me. And in the process, I learned a new way to approach my first love of writing. The finished art project? You be the judge…

Myth: Winning the Lottery Will Solve My Problems

The lottery is a game.  A game to play for fun.  The odds are not great for anyone.  As with the stock market, there are winners, but there are many more losers. Playing and having fun are great for the spirit.  We want to bring more fun into our lives. What we are looking for is truly to have more financial stability in our lives.

Think you will wait until you win the lottery to be financially solvent? You're more likely to die from a bee sting (one in 6.1 million), be struck by lightning (one in 3 million) or have conjoined twins (one in 200,000). And once typical lottery winners have their money, they are more apt to go bankrupt, according to one study of Florida lottery winners. 

Getting rich quick through the stock market, lottery or professional success is not a guarantee of financial stability. According to Sports Illustrated, within five years of retirement, 60 percent of NBA players are broke,  Kim Basinger and Mike Tyson filed for bankruptcy.

What Makes A Great Day?

Sometimes a great day is when a planned event goes smoothly and well.  Sometimes having no plan creates just what we need. Time to wander.  Follow your intuition.  Or just not be accountable or responsible to the clock.  For others the perfect day is having time alone.  Or even an afternoon alone. 

Yesterday I took my day off in the "Smallest City in the Country.". Vergennes also happens to be a short drive from me.  After a leisurely lunch, I headed slowly for a strong coffee I was craving to write and sit inside from the sun. 

This took awhile as I wandered through every store without a need, care in the world or clock to follow.  When I finally arrived, the coffee shop was closed for an extended vacation.  Disappointed, I headed to the clock shop for an update on our clock being repaired while I thought of it.  After my short but lovely walk there, I found they had also chose to take the day off.  Who was I to comment or be disappointed?  I was doing the same. And after this stop is where my afternoon perked up so to speak. 

There was the chocolate shop.  I had never been in, though I had tried and found the place closed on other days.  Today the sweet smelling and cozy shop was a delight.  With my two pieces of dark chocolate in hand, I sat outside and reveled in the wonderful day writing and savoring the smoothness of my treat.

Sometimes the simple things can feed us if we allow the time.

 

Cash Consciousness

Creating MoneyPeace is an inside and outside job.  We all think of spending when money comes to mind.  However, there is the first and most essential element of cash flow: Consciousness.  So do you pay attention to your money?

For example, do you know how much you spent yesterday and on what? Yes, that includes spending in the form of cash, check, debit or credit.  This question need not be difficult if you are making proactive rather than reactive transactions.  Also, not difficult if you pay attention during the transaction and realize the dollar value of what you have purchased. For many people this is where spending gets hazy.

So instead of dredging up the details of yesterday, chose to make a difference now.  Each and every time you use money for a purchase today, pay attention to the amount.  You may chose to write it down.  Or just make note mentally when handing over your debit card.  This process is very different than looking at the end of the day.  This is another form of living in the moment.

That is part of the inside of consciousness.  The outside part is “Watch your language!”  No, I am not channeling my Mom.  I just hear people so often use negative language around money.  What is negative language? Here are some examples:

·         I cannot afford that…

·         He or she is lucky, they are rich.

·         I will never be able to retire!

These types of words and expressions drain us and our relationship with money.    They leave no room for a positive relationship with money.  You want a more positive relationship with money.  So just for today:

1.       Pay Attention to How Much You Spend and On What

2.       Be Attuned around Your Language When About Money

Until tomorrow….

Have five more minutes?  Watch some thoughts on spending differently:  http://www.wcax.com/story/25245210/financial-literacy-month?autoStart=true&topVideoCatNo=default&clipId=10052223  (Excuse the first minute of commercial)

Have a few more minutes? Read this email newsletter or earmark to read later today: Let Freedom Ring -http://us5.campaign-archive1.com/?u=4d0598a17c7b535521d1ef2a5&id=4d5aa7a31e

 

 

 

 

 

 

 

 

 

Happiness is An Abundant Reward

Want to Be Happy?  May Be Better to Give than Receive.

Now that feeling of blessing when we give is being measured.  What a 2009 study reveals is that happier people are givers.  And that giving makes people happy.  So this is one vicious circle worth joining.

Giving does not just mean money.  Does not just mean to charity.  Opening a door, assisting a stranger and giving time to make someone else's life easier all help us become happier people.

Here is the short and easy to read study:

http://www.hbs.edu/faculty/Publication%20Files/10-012.pdf

Be Happy

Happy is a National Hit.  The song that is.

What makes you happy?  Here was my list for the day:

Snow shoe for an hour.

Bake cuz I want to try a new recipe.

Have friends over for dinner – cuz I can.

Play with the little girls cuz I want to.

This is life.

Happiness factor in the paper today…there is a Happiness Paradigm store in Maple Corners, Vermont.  How cool.  Being happy is again becoming important.

Check out  the website on Gross National Happiness - GNHUSA